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What is Bharat Connect (Bharat BillPay), and why it matters

By Crunsee Team

Bharat Connect bill payments explained

Bharat Connect, known until 2024 as Bharat BillPay and also called the Bharat Bill Payment System (BBPS), is India’s interoperable system for paying recurring bills such as electricity, water, gas, broadband, DTH, FASTag, loan EMIs and insurance premiums. It is operated by NPCI Bharat BillPay Limited, a subsidiary of the National Payments Corporation of India.

What it means for you

  • One standard way to pay. Apps and banks connected to Bharat Connect can pay the same billers, so you’re not tied to one app.
  • A reference number for every payment. Each payment gets a Bharat Connect transaction reference that you can quote if something goes wrong.
  • A standard complaint process. Complaints about Bharat Connect payments can be raised and tracked using that reference.

How Crunsee uses it

Bill payments on Crunsee run on Bharat Connect through our partner bank. Your receipt in History always shows the reference number.